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Residency of Creditor: Foreign Loan vs Foreign Currency Denominated Loan

Foreign Loan is an obligation borrowed from a non-resident creditor regardless of currency denomination. Foreign Cuurency Denominated Loan is an obligation borrowed from a resident creditor regardless of currency denomination. Residency of Creditor  RA 4860 - Foreign Borrowings Act (1966) http://www.bsp.gov.ph/downloads/Publications/FAQs/forex.pdf